Compare Auto Insurance by State
State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.
50 states available
Alabama Car Insurance Rates & Minimum Coverage GuideAlabama requires 25/50/25 liability. Minimum coverage costs $45–$75/mo, full coverage $145–$210/mo. Compare requirements and costs by city.→
Alaska Auto Insurance Rates & State MinimumsAlaska requires 50/100/25 liability coverage. Minimum insurance costs $85–$130/mo. Compare rates, understand requirements, and find legal coverage.→
Arizona Auto Insurance Minimums & Rates | Cost GuideArizona requires 25/50/15 liability. Minimum coverage costs $95–$145/mo. Compare rates, understand legal requirements, and find affordable options.→
Arkansas Auto Insurance Rates & Minimums GuideArkansas requires 25/50/25 liability. Minimum coverage costs $40–$65/mo. Compare rates, understand limits, and find cost-effective options.→
California Auto Insurance Rates: Minimum & Full Coverage CostsCalifornia requires 15/30/5 liability. Minimum coverage costs $50–$90/mo; full coverage $180–$280/mo. Compare rates and requirements by city.→
Colorado Auto Insurance: Minimum Coverage Rates & LimitsColorado requires 25/50/25 liability at $55–$85/mo. Compare minimum vs full coverage costs, uninsured driver risks, and city-specific rates statewide.→
Connecticut Auto Insurance Rates — Compare Minimum Coverage CostsConnecticut requires 25/50/25 liability coverage. Minimum insurance costs $95–$145/mo. Compare rates, understand requirements, and find coverage.→
Delaware Auto Insurance Rates — Minimum Coverage CostsDelaware requires 25/50/10 liability plus $15,000 PIP. Minimum coverage costs $95–$130/mo. Compare rates and understand what's legally required.→
Florida Auto Insurance Minimums & Rates — PIP/PDL GuideFlorida requires $10k PIP and $10k PDL minimum. Rates range $95–$145/mo for minimum, $220–$290/mo full coverage. Compare costs by city and coverage tier.→
Georgia Auto Insurance Costs & Minimum RequirementsGeorgia requires 25/50/25 liability coverage. Minimum insurance costs $55–$85/mo, full coverage $160–$220/mo. Compare rates and learn what minimum coverage doesn't protect.→
Hawaii Car Insurance Costs & 20/40/10 State MinimumsHawaii requires 20/40/10 liability plus mandatory PIP. Minimum coverage costs $65–$95/mo. Compare rates and understand what state minimums don't cover.→
Idaho Car Insurance Rates: Minimum Coverage CostsIdaho requires 25/50/15 liability. Minimum coverage costs $45–$75/mo. Compare rates, understand legal limits, and find the lowest-cost option.→
Illinois Minimum Coverage: Real Costs & State RequirementsIllinois requires 25/50/20 liability plus uninsured motorist coverage. Minimum coverage costs $65–$95/mo. Compare actual rates for older vehicles.→
Indiana Car Insurance Rates & State MinimumsIndiana requires 25/50/25 liability coverage. Minimum policies cost $45–$75/mo. Compare rates, understand legal requirements, and calculate coverage costs.→
Iowa Auto Insurance Costs & Minimums — Compare RatesIowa requires 20/40/15 liability. Minimum coverage costs $95–$135/mo. Compare rates, understand limits, and find legal coverage for less.→
Kansas Car Insurance Costs & State Minimum RequirementsKansas requires 25/50/25 liability coverage. Minimum policies cost $35–$55/mo, full coverage $130–$170/mo. Compare rates and coverage options.→
Kentucky Car Insurance Rates — Minimum to Full CoverageKentucky requires 25/50/25 liability. Minimum coverage costs $45–$75/mo. Compare rates, PIP requirements, and coverage options for budget-conscious drivers.→
Louisiana Car Insurance Rates & State MinimumsLouisiana requires 15/30/25 liability. Minimum coverage costs $110–$145/mo. Compare rates, see what's required, and calculate savings.→
Maine Car Insurance Cost Guide: Rates & RequirementsMaine requires 50/100/25 liability plus medical payments and UM coverage. Minimum coverage costs $90–$130/mo. Compare rates and legal requirements.→
Maryland Auto Insurance Rates & Minimum RequirementsMaryland requires 30/60/15 liability. Minimum coverage costs $95–$145/mo. Compare liability-only vs. full coverage costs and know your exposure.→
Massachusetts Car Insurance: Minimum Coverage Cost & RequirementsMassachusetts requires 20/40/5 liability, $8K PIP, and uninsured motorist coverage. Minimum coverage costs $110–$145/mo. Compare rates and limits.→
Michigan Auto Insurance Rates & Minimum RequirementsMichigan requires 20/40/10 liability and $50,000 PIP minimum. Costs $90–$250/mo. Medicaid enrollees can opt out of PIP for lower rates.→
Minnesota Auto Insurance Rates — State Minimums & CostsMinnesota requires 30/60/10 liability. Minimum coverage costs $85–$135/mo. Compare rates, understand what state minimums cover, and see city-by-city costs.→
Mississippi Car Insurance Rates — Minimum Coverage CostsMississippi requires 25/50/25 liability. Minimum coverage costs $45–$75/mo. Compare rates and understand what state-minimum insurance does and doesn't protect.→
Missouri Auto Insurance Rates — Minimum Coverage CostsMissouri requires 25/50/25 liability. Minimum coverage costs $45–$75/mo. Compare rates, understand coverage gaps, and find the lowest legal option.→
Montana Auto Insurance Rates & State Minimum CoverageMontana requires 25/50/20 liability. Minimum coverage costs $90–$130/mo. Compare rates, understand limits, and find the cheapest legal option.→
Nebraska Car Insurance Costs & Minimum RequirementsNebraska requires 25/50/25 liability coverage. Minimum insurance costs $45–$75/mo. Compare rates, understand legal requirements, and find affordable coverage.→
Nevada Car Insurance Costs & 25/50/20 Minimums ExplainedNevada requires 25/50/20 liability. Minimum coverage costs $85–$125/mo. Compare rates, understand coverage gaps, and find legal insurance.→
New Hampshire Car Insurance Costs: Minimum to Full Coverage RatesNew Hampshire doesn't require insurance, but liability runs $85–$135/mo. Compare minimum vs full coverage costs and understand financial responsibility rules.→
New Jersey Auto Insurance Rates: Minimum Coverage GuideNew Jersey requires 15/30/5 liability and $15,000 PIP. Minimum coverage costs $95–$135/mo in most counties. Compare requirements, costs, and coverage decisions.→
New Mexico Auto Insurance Costs: Minimum vs Full CoverageNew Mexico requires 25/50/10 liability and UM/UIM. Minimum coverage costs $35–$65/mo. Compare what you're legally required to carry vs. what protects you.→
New York Auto Insurance Costs — Minimum & Full Coverage RatesNew York requires 25/50/10 liability plus mandatory no-fault PIP. Minimum coverage costs $85–$135/mo. Compare rates and coverage options.→
North Carolina Auto Insurance Rates — Minimum Coverage from $45/moNorth Carolina requires 30/60/25 liability minimum. Minimum coverage costs $45–$75/mo; full coverage $140–$190/mo. Compare rates and requirements.→
North Dakota Auto Insurance Costs & Required MinimumsNorth Dakota requires 25/50/25 liability coverage. Minimum policies cost $45–$75/mo. Compare coverage tiers and see what state minimums don't cover.→
Ohio Car Insurance Costs & Minimum Coverage GuideOhio requires 25/50/25 liability coverage. Minimum policies cost $45–$75/mo. Compare rates, understand legal requirements, and find affordable options.→
Oklahoma Car Insurance Rates & Minimum RequirementsOklahoma requires 25/50/25 liability coverage. Minimum policies cost $45–$75/mo, full coverage $130–$175/mo. Compare costs, understand limits, find savings.→
Oregon Minimum Auto Insurance Cost & Coverage GuideOregon requires 25/50/20 liability plus $15,000 PIP. Minimum coverage costs $65–$95/mo. Compare rates, legal requirements, and cost factors.→
Pennsylvania Auto Insurance Minimums: $85–$125/mo Rates GuidePennsylvania requires 15/30/5 minimum liability. Compare $85–$125/mo minimum vs. $180–$240/mo full coverage. Limited tort saves $150–$400/year.→
Rhode Island Auto Insurance Costs: Minimum vs Full Coverage RatesRhode Island requires 25/50/25 liability. Minimum coverage averages $90–$140/mo; full coverage $180–$260/mo. Compare rates and legal limits.→
South Carolina Auto Insurance: Minimum Rates & 25/50/25 RequirementsSouth Carolina requires 25/50/25 liability. Minimum coverage costs $50–$75/mo. Compare rates, understand legal limits, and see when to drop full coverage.→
South Dakota Car Insurance Cost: Minimum & Full CoverageSouth Dakota requires 25/50/25 liability. Minimum coverage costs $45–$75/mo. Compare rates, understand requirements, and find the cheapest legal option.→
Tennessee Car Insurance Rates & Minimum RequirementsTennessee requires 25/50/15 liability coverage. Minimum policies cost $45–$75/mo. Compare rates, understand coverage gaps, and find the cheapest legal option.→
Texas Auto Insurance: Rates, Minimums & Coverage GuideTexas requires 30/60/25 liability. Minimum coverage costs $45–$75/mo. Compare rates, understand liability limits, and find affordable options.→
Utah Auto Insurance Rates: Minimum Coverage & CostsUtah requires 25/65/15 liability plus $3,000 PIP. Minimum coverage costs $45–$75/mo. Compare rates, understand PIP requirements, and find low-cost options.→
Vermont Car Insurance Cost & State Minimums GuideVermont requires 25/50/10 liability. Minimum coverage costs $85–$115/mo. Compare rates, understand tort liability, and find the cheapest legal coverage.→
Virginia Auto Insurance: Minimums, Costs & RequirementsVirginia requires 25/50/20 liability coverage. Minimum policies cost $45–$75/mo. Compare rates, understand coverage gaps, and find legal options.→
Washington Auto Insurance Costs & Minimum Coverage GuideWashington requires 25/50/25 minimum liability. Compare costs: $80–$120/mo minimum vs $180–$260/mo full coverage. See what state minimums don't protect.→
West Virginia Auto Insurance Rates & Minimum Coverage GuideWest Virginia requires 25/50/25 liability coverage, costing $45–$75/mo for minimum policies. Compare costs, understand limits, and find the lowest legal rate.→
Wisconsin Minimum Auto Insurance: $65/mo Legal CoverageWisconsin requires 25/50/10 liability plus mandatory uninsured motorist coverage. Minimum legal coverage costs $65–$95/month. Compare rates.→
Wyoming Car Insurance Rates & Required Coverage LimitsWyoming requires 25/50/20 liability. Minimum coverage costs $45–$75/mo, full coverage $140–$180/mo. Compare costs and understand what state minimums don't cover.→